Enhanced Mutual has been helping individuals, families, and businesses across Sierra Leone protect what matters most — and share in the value we build together.
Tell us a little about you and we'll get back to you fast.
Prefer to talk directly? Call +232 99 346 278
Every policy is built to be understood in one reading — pick a starting point below.
Here at Enhanced Mutual, we want to change the way you think about insurance. We are a proud, Freetown-based insurer with offices across Sierra Leone, ready to serve your needs.
We write cover across Life, General Business, Motor, and Medical — built to be straightforward, fairly priced, and backed by a team that answers to the people it protects.
From your first quote to your first claim, our team of licensed advisers is here to guide you through every step — in plain language, no jargon.
We work with banks, microfinance institutions, telcos, and other partners to build cover directly into their products — so their customers get protection at the point of need.
Enhanced Mutual writes Life, General Business, Motor, and Medical insurance — all under one mutual.
A quick illustration for Mimutual Pikin and Mimutual Super Savings Plus. Adjust the numbers to match your plans.
This is a simplified illustration only, assuming a fixed illustrative annual rate and does not represent a guaranteed return. Actual maturity values depend on the specific policy terms, applicable charges, and performance. Speak to an adviser for a formal quotation.
Get a Real QuoteWhen my father passed, the claim was settled within days. Enhanced Mutual made an unbearable time a little easier to carry.
The Fire and Burglary cover they set up for our shop was simple to understand and even simpler to manage. Highly recommended for any business owner.
Getting cover for my motor was quick and the team explained everything clearly. No confusing jargon, no pressure.
Cover across life, business, motor & medical
By your side in your time of need
Member-first, always
Licensed & regulated insurer
Self Care lets you view your policy, update beneficiaries, and track a claim — all from your phone.
Visit Service CenterEverything you need to apply, claim, or understand how we handle your policy.
Tell us a little about yourself and what you'd like covered.
One of our advisers will walk you through the right plan for your needs and budget.
Sign up in minutes and start your cover — no unnecessary paperwork.
Reach us at our office, or leave your details and we'll call you back.
95 Upper Waterloo Street
[email protected] · +232 99 346 278
We'll get back to you within one business day.
Emma
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