Terms of Use

Last updated: August 2026

These Terms of Use govern your use of the Enhanced Mutual Insurance website. They do not form part of, and do not replace, the terms and conditions of any insurance policy you hold or apply for with us — those are set out in your policy document.

Using this website

This website is provided to give you information about our products, let you request a quote, manage your policy through Self Care, and contact us. You agree to use it only for lawful purposes and to provide accurate information when you submit a form or register an account.

Not a binding quotation

Figures shown on this website, including any savings calculator, are illustrative estimates only. They do not constitute a formal quotation, financial advice, or a guarantee of returns. A formal quotation and policy terms will be provided by an adviser before any cover is issued.

Self Care accounts

You are responsible for keeping your Self Care login details confidential and for all activity under your account. Contact us immediately if you believe your account has been accessed without your permission.

Intellectual property

The content, design, and branding of this website belong to Enhanced Mutual Insurance and may not be copied or reused without our permission.

Limitation of liability

We aim to keep this website accurate and available, but we do not guarantee it will always be error-free or uninterrupted, and we are not liable for losses arising from your use of it, to the extent permitted by law.

Changes to these terms

We may update these terms from time to time. Continued use of the website after changes are posted means you accept the updated terms.

Contact us

Questions about these terms can be sent to [email protected] or +232 99 346 278.